{"id":9846,"date":"2025-03-16T06:00:00","date_gmt":"2025-03-16T06:00:00","guid":{"rendered":"https:\/\/riverbend.objectivebrand.com\/?p=9846"},"modified":"2025-03-14T20:03:49","modified_gmt":"2025-03-14T20:03:49","slug":"goals-and-market-volatility","status":"publish","type":"post","link":"https:\/\/riverbend.objectivebrand.com\/?p=9846","title":{"rendered":"Goals and Market Volatility – Finger Financial Five #205"},"content":{"rendered":"\t\t
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\n\t\t\t\t\u201cWithout goals, and plans to reach them, you are like a ship that has set sail with no destination.\u201d\n\n\t\t\t<\/p>\n\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\tFitzhugh Dodson<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tTweet<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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What is your money going to be used for?<\/p>

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Many retirees use their money to live their lives, take trips, and give to kids or grandkids.<\/p>

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Knowing what your money is going to be used for is essential. It is like using a compass in a storm. It clarifies direction and reduces the chances of panic.<\/p>

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But won’t market volatility jeopardize my retirement?<\/p>

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The average retiree, at age 65 today, can expect to live another 20 years. Many live well into their 90s.<\/p>

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So, when you invest for retirement, the time frame is much longer than most expect.<\/p>

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Therefore, your investments need to be arranged accordingly.<\/p>

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Some short term. Some mid-term. Some long term.<\/p>

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But the media likes to show carnage. If it bleeds, it leads. Like the Weather Channel, ratings go up when there is a storm. Real or imagined.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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You may find it surprising that the S&P 500 is down just a few percent so far this year.<\/p>

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A diversified portfolio has held up quite well.<\/p>

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Can you see international (MSCI) is up 10%, as well?<\/p>

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See below. The average downturn in a year is 14%.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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And time out of the market can be costly\u2026<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Market\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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YOUR goals are the only ones that matter.<\/p>

You should still be on track if set up properly, even with market volatility.<\/p>

If you have any questions, please let us know.<\/p>

Check out our newest YouTube video, How Married Couples Are Avoiding Taxes (Legally!).<\/a><\/p>

\"How<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

\u201cWithout goals, and plans to reach them, you are like a ship that has set sail with no destination.\u201d Fitzhugh Dodson Tweet What is your money going to be used for? Many retirees use their… Read More<\/a><\/p>\n","protected":false},"author":3,"featured_media":9848,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[4],"tags":[133,89],"class_list":{"0":"post-9846","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finger-financial-five","8":"tag-market","9":"tag-retirement-plan","10":"entry"},"acf":[],"_links":{"self":[{"href":"https:\/\/riverbend.objectivebrand.com\/index.php?rest_route=\/wp\/v2\/posts\/9846","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/riverbend.objectivebrand.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riverbend.objectivebrand.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riverbend.objectivebrand.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/riverbend.objectivebrand.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9846"}],"version-history":[{"count":5,"href":"https:\/\/riverbend.objectivebrand.com\/index.php?rest_route=\/wp\/v2\/posts\/9846\/revisions"}],"predecessor-version":[{"id":9857,"href":"https:\/\/riverbend.objectivebrand.com\/index.php?rest_route=\/wp\/v2\/posts\/9846\/revisions\/9857"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/riverbend.objectivebrand.com\/index.php?rest_route=\/wp\/v2\/media\/9848"}],"wp:attachment":[{"href":"https:\/\/riverbend.objectivebrand.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9846"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riverbend.objectivebrand.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9846"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riverbend.objectivebrand.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9846"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}